Much like an everyday vehicle, motorhomes are required by law to have liability insurance coverage. If you’re financing your vehicle, you will likely be required to prove that you have full coverage insurance before being allowed to drive away.
RV insurance works similarly to your everyday auto insurance policy. RV insurance protects you if you’re at fault in an accident that causes property damage or bodily injury. RV insurance will also pay for damages in the case of an uninsured/underinsured motorist colliding with you.